Property development finance UK
Property development finance for UK builders and developers
Search live market options. Compare funding. Move your project forward.
Whether you are buying land, funding a new build, refinancing a scheme or bridging to completion, access development finance options matched to your project — without the endless phone calls and guesswork.
Funding should not hold your project back
Property development finance is one of the biggest hurdles in construction. Small residential builds and larger multi-unit schemes alike depend on the right funding at the right stage — land purchase, build costs, mezzanine top-ups or exit refinancing.
TruTrade acts solely as a referral partner for Aureum Finance. TruTrade does not provide financial advice or arrange finance. Any funding products are offered by Aureum Finance and are subject to their own lending criteria and regulatory approvals. You should seek independent professional advice before entering into any finance agreement.
- Unclear lending criteria from multiple lenders
- Time lost chasing quotes that do not fit the project
- Difficulty matching finance to your build programme and exit strategy
- Limited visibility of live market options in one place
Development finance options we help you explore
Through our referral partner Aureum Finance, TruTrade connects builders, developers and investors with a broad range of property and business funding products, including:
Development finance
Funding for new build and conversion projects — from single plots to larger residential or mixed-use schemes across the UK.
Bridging loans
Short-term finance to secure land, complete a purchase chain or bridge to long-term funding or sale.
Mezzanine finance
Additional funding layered alongside senior debt to increase leverage and unlock projects with tighter equity.
Joint venture funding
Structured partnerships for developers who need capital and expertise aligned to the scheme.
Refinance & exit finance
Reposition or refinance completed or part-completed assets to release capital for your next project.
Commercial & business loans
Secured and unsecured business lending, asset finance, VAT funding and cash-flow support for growing trade businesses.
How the TruTrade finance search works
- Step 1
Tell us about your project
Use the live search tool below to enter your project details, loan amount, timeline and funding purpose.
- Step 2
Search the live market
Compare development finance and bridging options from Aureum Finance's lender panel — updated for current market conditions.
- Step 3
Speak to an expert
When you are ready, connect with Aureum Finance to discuss terms, eligibility and next steps for your scheme.
Powered by Aureum Finance
TruTrade has partnered with Aureum Finance — specialists in property development funding — to give builders and developers a faster route to finance options that fit the project. Aureum works across bridging, development finance, mezzanine, joint venture and commercial lending.
Funding products available through Aureum
- Bridging loans
- Development finance
- Mezzanine finance
- Joint venture funding
- Investment loans
- Asset finance / refinance
- Cash flow funding
- Secured business loans
- Unsecured business loans
- VAT funding
Who is property development finance for?
This page is designed for anyone in the UK construction and property sector who needs funding to move a project forward, including:
- Residential developers building new homes or conversions
- Commercial and mixed-use developers
- Builders scaling from single plots to multiple schemes
- Landowners unlocking value through planning and development
- Investors refinancing or repositioning property assets
- Trade businesses needing secured or unsecured business finance
Planning a scheme? See our land development services and professional estimating to build a stronger funding case.
Building a project? Price it properly first.
Accurate estimates help you present a credible case to lenders. Upload your plans to TruTrade and get a professional estimate pack built by real tradespeople.
Property development finance — frequently asked questions
What is property development finance?
Property development finance is funding used to buy land, build or convert property, and often to refinance on completion. It is commonly used by UK developers for new build homes, conversions, commercial schemes and mixed-use projects.
What is the difference between development finance and a bridging loan?
Development finance typically funds the build phase of a project, often released in stages as work progresses. Bridging loans are usually short-term facilities to bridge a gap — for example securing land quickly, completing a purchase chain or funding works before long-term finance or sale.
Who provides the finance on this page?
Finance products are offered by Aureum Finance, TruTrade's referral partner. TruTrade does not provide financial advice or arrange finance directly. All products are subject to Aureum Finance's lending criteria and regulatory approvals.
Can builders use this finance search tool?
Yes. The tool is designed for builders, developers, landowners and investors who need property development finance, bridging loans or related business funding in the UK.
Does TruTrade charge for using the finance search?
Searching finance options through this page is free. TruTrade acts as a referral partner. Any fees, interest rates and terms are set by Aureum Finance and the relevant lender if you proceed with an application.
Do I need an account to search development finance options?
You can use the live search tool on this page without creating a TruTrade account. If you also use TruTrade for estimating and project management, you can access finance search from your builder portal once logged in.
What information do I need to search for development finance?
Typically you will need details about the property or site, estimated project costs, loan amount required, build timeline and your planned exit strategy. The search tool will guide you through the fields required for a live market search.
Is this financial advice?
No. TruTrade does not provide financial advice. This page and search tool help you explore funding options via Aureum Finance. You should always seek independent professional advice before committing to any finance product.